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Free Quotes -
Call Today!
512-900-FACT
512-441-2763
512-441-2763
Lewis & Partners
Insurance Firm
An Independent Insurance Agency for Texans
*Based in Austin, TX*
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There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance. Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.
In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.
It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.
But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified and licensed life insurance professional.
Unlike sites programmed to provide free insurance quotes online, we get a real person (an expert agent) on the job. Every. Single Time.
Our quotes are still delivered confidentially, fast and for free. They're just more customized to you, your business, and your family.
You tell us a little about you and what you need, and we get going. And if we know we can't find you better coverage and rates than you already have, we'll send you on your way.
You get a direct line to your own insurance consultant: a real person who loves what they do and will communicate with you how you like, whether by email, phone or text.
Their goal: to learn about your needs, help you save money & time, manage your claims, & present you with policies that give you the best coverage at the lowest rates. Now, and as you grow. Services are custom, unbiased, free, and only for Texans.
Finding the right insurance can be confusing and complicated. Even car insurance. Every one is different.
Whether you're shopping insurance for a new driver, a high risk driver, your entire family, your business, your beloved 20 year old Honda, or your new luxury car, we can quote plans from multiple carriers to create a custom insurance package specific to you.
We sell pretty much every kind of insurance except for health insurance. That means we can help shop for and manage your car, home, life, and business insurance. That way, when life happens and you need to file a claim in any of these arenas, you can always call your one trusted FACT insurance guy or gal for advice and assistance.
We only partner with carefully selected insurance carriers we respect and trust to fulfill their promises and provide the coverage our clients need.
Our insurance company partners have policies designed to cover residents and businesses throughout the state of Texas.
We know Texas insurance. We're licensed, independent agents who have studied and sold insurance in Texas for over 20 years. Additionally, we've worked with thousands of clients, and have worked to get to know each and every one.
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Our services are free. Our goal is to help you find the Goldilocks of plans: no more and no less than you need.
We've helped Texans find and get the most out of their insurance policies for over 20 years. Our reviews on Google average 4.8 out of 5 stars, which we believe is a reflection of our policy to always put our clients first.
We're a small business of licensed, independent agents who continuously work to stay up-to-date on insurance best practices, carriers, and regulations in Texas.
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