• Auto
  • Home & Life
  • Business
  • Learn

Free Quotes -
Call Today!

512-900-FACT

512-441-2763

 

512-441-2763

 

Lewis & Partners
Insurance Firm

An Independent Insurance Agency for Texans
*Based in Austin, TX*

Menu

Get Quotes

 

Home Insurance for Texans

 

Get Instant Quotes

(Enter some quick info., and you'll receive instant quotes as well as more carefully curated quotes from one of our agents.
No spam, & your info goes only to us.)

Or Call 512-441-2763

 

We Shop Insurance for You

icon-checkmark-circle_1

Save Money & Time

Unlike sites programmed to provide free insurance quotes online, we get a real person (an expert agent) on the job. Every. Single Time.

Our quotes are still delivered confidentially, fast and for free. They're just more customized to you, your business, and your family.

You tell us a little about you and what you need, and we get going. And if we know we can't find you better coverage and rates than you already have, we'll send you on your way.

icon-checkmark-circle_1

Your Personal Insurance Consultant

You get a direct line to your own insurance consultant: a real person who loves what they do and will communicate with you how you like, whether by email, phone or text.

Their goal: to learn about your needs, help you save money & time, manage your claims, & present you with policies that give you the best coverage at the lowest rates. Now, and as you grow. Services are custom, unbiased, free, and only for Texans.

icon-checkmark-circle_1

Finding the right insurance can be confusing and complicated. Even car insurance. Every one is different.

Whether you're shopping insurance for a new driver, a high risk driver, your entire family, your business, your beloved 20 year old Honda, or your new luxury car, we can quote plans from multiple carriers to create a custom insurance package specific to you.

icon-checkmark-circle_1

One-Stop Insurance Shop

We sell pretty much every kind of insurance except for health insurance. That means we can help shop for and manage your car, home, life, and business insurance. That way, when life happens and you need to file a claim in any of these arenas, you can always call your one trusted FACT insurance guy or gal for advice and assistance.

icon-checkmark-circle_1

We only partner with carefully selected insurance carriers we respect and trust to fulfill their promises and provide the coverage our clients need.

Our insurance company partners have policies designed to cover residents and businesses throughout the state of Texas.

icon-checkmark-circle_1

Industry Experts

We know Texas insurance. We're licensed, independent agents who have studied and sold insurance in Texas for over 20 years. Additionally, we've worked with thousands of clients, and have worked to get to know each and every one.

Request Quotes

Our Home Policy Carriers

(Including, but not limited to.)

Our carriers.

We work for you

Our services are free. Our goal is to help you find the Goldilocks of plans: no more and no less than you need.

icon-checkmark-circle_1
icon-checkmark-circle_1

We've helped Texans find and get the most out of their insurance policies for over 20 years. Our reviews on Google average 4.8 out of 5 stars, which we believe is a reflection of our policy to always put our clients first.

1000s of happy clients

Team of strong professionals

We're a small business of licensed, independent agents who continuously work to stay up-to-date on insurance best practices, carriers, and regulations in Texas.

icon-checkmark-circle_1

The best in the business

Why shop with us?

Meet the team

Google Reviews

We're doing something right

star-solid
star-solid
star-solid
star-solid
star-solid

“There's a reason why I haven't switched brokers in 10+ years! A+ service, always there to answer my questions, and they help keep my rates LOW!” - Ian

star-solid
star-solid
star-solid
star-solid
star-solid

"Chris (my agent) asked a few questions to evaluate my needs for automobile insurance. Shortly I had a quote which was a savings of over $500. I couldn't be happier with it and will use them again for other insurance needs as they arise." - Deborah

Home Insurance FACTS

Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.

Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.

Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility.

 

Why Do You Need Homeowner's Insurance?

It's really all about protecting yourself financially if something unexpected happens to your home or possessions. That's important because chances are your home is likely one of your largest investments.

  • If your home was destroyed by fire or damaged by a natural disaster, you'd need money to repair or replace it.
  • If a guest in your home is injured, liability protection and medical coverage help pay expenses.
  • If you are a victim of theft and vandalism, it can reimburse you for your loss or pay for repairs.
  • If you are still paying for your home, your lender will require insurance.

It's important to know that homeowners insurance is meant to cover unexpected damage, not routine maintenance. Ask your agent to talk about what is covered and be sure to read your policy so you know exactly what's included and what is not.

 

Questions to Ask Your Agent

Your Independent Agent is an advocate for finding home insurance that meets your specific needs.

Here are a few things to consider as you prepare for the discussion:

  • How much will it cost to rebuild my house and replace my belongings if they are damaged or destroyed? (Ask your agent to talk you through your home's features and the things you own so you can make an informed decision about coverage.)

  • Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?

  • What discounts are available? (Ask about multiple policy, security system and fire resistance discounts.)

  • What's the process for filing and settling a claim? (Ask who to call and what happens after you file a claim.)